What Matters More: Home Prices or Interest Rates?

There are a wide variety of homes on the market in the San Diego area. If you're a prospective home buyer wanting to browse all the current listings, GO HERE to Perform a Full Home Search, or you can get a FREE Home Valuation Here if you are interested in selling your home. For any other questions or general information you have about San Diego's local real estate market, or the value of your home, please feel free to reach out to me anytime at (858) 551-3380.

If you are planning on buying a new home, the first thing you need to do is to secure the right financing for you and your family. Currently, rates are still at historic lows at around 4%. Waiting for the "right" market is a fools errand - nothing affects your spending power like interest rates! Getting a home for a few thousand dollars cheaper down the road is useless if you're paying a substantially higher rate. 

We recommend you get a monthly mortgage check up. We think AmeriFirst Financial, Inc. is the best in town. We work closely with Jeannete Lizarraga, a direct lender who is fantastic at what she does. Working with her, you won't have to worry about the red tape of big banks - once you submit your file, she'll have it back to you in 24 hours.

You can reach Jeannete by phone at (619) 246-8946 or by email at Jeannete@AmeriFirst.us. If you have any questions about this topic or would like us to answer another real estate related question in the future, give us a call or shoot us an email! We want to be your San Diego real estate resource!